How Plinqit works.
We have put together our most frequently asked questions. Have any additional questions? Please contact us via the secure message center within Plinqit or email us at email@example.com.
We reply within 1 business day.
Plinqit is a smart little savings tool, made for you. It enables you to:
- Securely link your Plinqit account to your financial institution (bank or credit union) checking account.
- Set up to 5 savings goal in Plinqit.
- Have Plinqit help you set aside a small amount of money regularly, on a schedule you choose.
- Earn money using Plinqit by
- Reaching your savings goal
- Referring friends and family to use Plinqit
- Watching videos and reading articles to learn more about money and saving- learn and earn!
Absolutely. Data security is our top priority at Plinqit. We work tirelessly with our partners in the financial security field so that you can focus on your savings goals. All Plinqit apps and web pages use industry leading RSA 256-bit encryption technologies. So your stuff is as safe as can be.
These bank-level security protocols ensure that your data is safe.
A checking account at a U.S. financial institution.
Using Plinqit is absolutely free. There are no service or usage fees with Plinqit.* Just use, and enjoy. You may choose to elect a ‘break the safe’ penalty to discourage early withdrawal, however this is optional and not required to use Plinqit.
*Normal data and usage rates may apply.
Your funds are held with ChoiceOne Bank that makes Plinqit available to you.
Absolutely. Your funds are held with ChoiceOne Bank that is FDIC insured.
Utilize the “Forgot Password?” function. There is link located below the account login boxes.
Within your Plinqit account use the slide out menu bar and select Account Settings. Select the pencil icon by password and fill in the current and new password fields.
Yes, with verification you can change your login information. You can do this under the Account Settings section found on the slide out menu within your account.
Please email us at firstname.lastname@example.org and we will help you regain access to your account.
Depending on your financial institution (bank or credit union), money is typically deposited back into your checking account within 4 business days of the date of your withdrawal from Plinqit.
The first thing we recommend doing is pausing any and all of your Plinqit savings goals. Once all pending transactions have settled in your Plinqit account and all funds are available for withdrawal, you may ‘break the safe’ and cancel your account at that time.
You can pause your goal and start the ‘break the safe’ process by selecting Withdraw found on the slide out menu within your account.
Should you need help or have questions, please contact us via the secure message center within Plinqit or email us at email@example.com.
Yes! Simply log into your Plinqit and select Deposit from the slide menu within the app.
Yes! With your Plinqit account you may create up to 5 individual savings goals.